- Mortgage
-
Check Interest Rates
Pruksa Realestate Co.,Ltd. facilitates customers-to-be in every projects such as Pruksa Home, Pruksa Village and Passorn Project by being intemediary in connection with the banks like Siam Commercial Bank, Bangkok Bank or Government Housing Bank.
We will provide any documents and certifications required. Also, we are willing to give you advices about loan at our company's head office in our office hours.
Last Update 13.12.2011
Bangkok Bank
100% of selling price
Insurance and Signing contract within 7 workdays
Type 1 :
Year 1 = 1.00%
Year 2 and Later MLR-1.10% (=6.15%)
Type 2 :
Year 1 = 3.75%
Year 2 = 4.25%
Year 3 and Later MLR-1.10% (=6.15%)
Type 3 :
Year 1 = MLR-5.00% (=2.25%)
Year 2 = MLR-2.00% (=5.25%)
Year 3 = MLR-1.00% (=6.25%)
Year 4 = MLR-1.10% (=6.15%)
Insurance or Signing contract within 7 workdays
Type 1 :
Stable for 1 year = 1.25%
Year 2 and later MLR-1.10% (=6.15%)
Type 2 :
Year 1 = 4.00%
Year 2 = 4.25%
Year 3 and Later MLR-1.10% (=6.15%)
Type 3 :
Year 1 MLR-4.75% (=2.50%)
Year 2 MLR-2.00% (=5.25%)
Year 3 MLR-1.00% (=6.25%)
Year 4 MLR-1.10% (=6.15%)
No Insurance and Signing contract within 7 workdays
Type 1 :
Stable for 1 year = 1.50%
Year 2 and later MLR-1.10% (=6.15%)
Type 2 :
Year 1 = 4.25%
Year 2 = 4.25%
Year 3 and later MLR-1.10% (=6.15%)
Type 3 :
Year 1 MLR-4.50% (=2.75%)
Year 2 MLR-2.00% (=5.25%)
Year 3 MLR-1.00% (=6.25%)
Year 4 MLR-1.10% (=6.15%)
MLR = 7.25 %
Siam Commercial Bank
95% appraised value
Type 1 Floating
- Insurance 100%
Year 1 = MRR-3.50% (=4.60)
- Insurance 70%
Year 1 = MRR-3.25% (=4.85)
- No Insurance
Year 1 = MRR-3.00% (=5.10)
after that MRR-3.99% (=5.10)
Type 2 Floating Step-up 3 years.
- Insurance 100%
Year 1 = MRR-0.75% (=7.35)
Year 2 = MRR-1.40% (=6.70)
Year 3 = MRR-1.50% (=6.60)
- Insurance 70%
Year 1 = MRR-0.65% (=7.45)
Year 2 = MRR-1.40% (=6.70)
Type 3 Floating Step-up 6 years.
- Insurance 100%
Year 1 = MRR-0.95% (=7.15)
Year 2 = MRR-1.55% (=6.55)
Year 3 = MRR-1.65% (=6.45)
- Insurance 70%
Year 1-2 = MRR-0.85% (=7.25)
Year 3-4 = MRR-1.55% (=6.55)
Year 5-6 = MRR-1.65% (=6.45)
- No Insurance
Year 1-2 = MRR-0.70% (=7.40)
Year 3-4 = MRR-1.55% (=6.55)
Year 5-6 = MRR-1.65% (=6.45)
after that MRR-1.50% (=6.60)
MRR = 8.10%
Bank of Ayudhya Public Company Limited
(100% of appraised value )
Credit Limited more than 1.0 MB
Type 1 MLR-2.10%
Type 2
Month 1-3 = 0%
Month 4-12 = 1.00%
Year 2 and after that MLR-1.00%
Type 3
Year 1-3 MLR -2.70%
after that MLR -1.00% throughout the contract
Type 4
Year 1-3 MLR-2.90%
after that MLR-1.00% throughout the contract
Credit Limited more than 2.0 MB
Type 5
Month 1-6 = 0%
Month 7-12 = 3.25%
Year 2-3 = MLR-2.10% (=5.525)
Type 6
Month 1-6 = 0%
Month 7-12 = 3.50%
Year 2-3 = MLR-1.95% (=5.675)
Type 7
Year 1 stable 1.35%
Year 2-3 = MLR-2.00% (=5.675)
Type 8
Year 1 Stable 1.50%
Year 2-3 = MLR-2.00% (=5.625)
after that MLR-1.25% throughout the contract (=.375)
MLR = 7.625 %
Kasikornthai
(100% of Bid/Offer Price)
6 interest rates
Type 1 :
Stable for 1 year = 2.25%
Later MLR-1.00% (=6.25)
Type 2 :
Stable for 2 years
Year 1-2 = 4.25%
Later MLR-1.00% (=6.25)
Type 3 :
Stable for 2 years
Year 1-3 = 5.00%
Later MLR-1.00% (=6.25)
Type 4 :
Floating for 1 year
Year 1 = MLR-5.00% (=2.25)
Later MLR-1.00% (=6.25)
Type 5 :
Floating for 2 years
Year 1-2 = MLR-3.00% (=4.25)
Later MLR-1.00% (=6.25)
Type 6 :
Floating for 3 years
Year 1-3 = MLR-2.25% (=5.00)
Later MLR-1.00% (=6.25)
MLR = 7.25%
SIAM CITY BANK
0% interest rate for 10 months.
Type 1 : Contract within 7 days, and insurance
Month 1-10 = 0.00%
Month 11-12 = MLR-0.50%
Year 2 MLR -1.75%
Yesr 3 MLR -1.25%
Year 4-9 MLR -1.50%
After that MLR-2.00%
Type 2 : do not sign the contract within 7 days.
Month 1-10 = 0.00%
Month 11-12 = MLR-0.50%
Year 2 MLR -1.25%
Year 3 MLR -1.25%
Year 4-9 MLR -1.50%
After that MLR-2.00%
Fixed interest rate
Type 1 :
Contract within 7 days, and insurance
Year 1 = 0.75%
After that MLR-1.50%
Type 2 :
Contract within 7 days, or insurance
Year 1 = 1.00%
After that MLR-1.50%
Type 3 : do not sign the contract within 7 days.
Year 1 = 1.25%
After that MLR-1.50%
MLR = 7.25%
UOB
Type 1
No Insurance :
Month 1-6 0%
Month 7-12 MLR-3.00% (=4.875)
Year 2-3 MLR-1.50% (=6.378)
Year 4 and later MLR-1.25% (=6.625)
Insurance :
Month 1-6 0%
Month 7-12 MLR -3.50% (=4.375)
Year 2-3 MLR-1.50% (=6.375)
Year 4 MLR-1.25% (=6.625)
Type 2
No Insurance :
Year 1 MLR-1.99% (=5.88)
Year 2 MLR-1.50% (=6.375)
Year 3 and later MLR-1.25% (=6.625)
Insurance :
Year 1 MLR-2.20% (=5.675)
Year 2 MLR-1.50% (=6.375)
Year 3 and later MLR-1.25% (=6.625)
Type 3
No Insurance :
Year 1-2 stable 4.10%
Year 3 and later MLR-1.25% (=6.625)
Insurance :
Year 1-2 stable 3.99%
Year 3 and later MLR-1.25% (=6.625)
Type 4
No Insurance :
Year 1-2 Stable 4.85%
Year 3 and later MLR-1.25% (=6.625)
Insurance :
Year 1-3 stable 4.75%
Year 3 and later MLR-1.25% (=6.625)
MLR = 7.875 %
TMB Bank
(100% Bid/Offer Price/appraised value)
Type 1 Insurance, Credit Card, ATM Card
Month 1-9 = Stable 0%
Month 10-12 = MLR-2.2% (=5.375)
Year 2-3 = MLR-2.2% (=5.375)
Year 4 and after that = MLR-0.50% (=7.125)
Type 2 Insurance, Credit Card, ATM Cardำประกัน บัตรเครดิต บัตร ATM
Month 1-12 = MLR-2.2% (=5.375)
Year 2 and after that = MLR-2.2% (=5.375)
Type 3 Home loan Only
Month 1-9 = Stable 1.50%
Month 10-12 = MLR-0.75% (=6.875)
Year 2-3 = MLR-0.75% (=6.875)
Year 4 and after that = MLR-0.50% (=7.125)
Choise 4
Buying Insurance
Month 1-12 = MLR-2.00% per year(4.50%)*
Year 2 and After that = MLR-2.00% per year (4.50%)*
No Buying Insurance
Month 1-12 = Standing 1.50% per year (5.00%)*
Year 2 and After that = MLR-2.00% per year (4.50%)*
หมายเหตุ
*ทั้งนี้สำหรับช่วงอัตราดอกเบี้ยลอยตัวต้องไม่ต่ำกว่า 2.00% ต่อปี
**ทั้งนี้สำหรับช่วงอัตราดอกเบี้ยลอยตัวต้องไม่ต่ำกว่า 0.00% ต่อปี
MLR = 7.625%
CIMB THAI Bank
(Single-detached house, Condominium 100% appraised value but over 100% Bid/Offer Price)
Loan more than or equal to 1 million baht
Insurance
Year 1 MLR-6.15%
Year 2 MLR-2.00%
Year 3 MLR-1.75%
Thereafter MLR-1.50% (=6.25)
Loan is more than or equal to 1 million baht
No Insurance
Year 1 MLR-5.65%
Year 2 MLR-1.75%
Year 3 MLR-1.50%
Thereafter MLR-1.50% (=6.25)
Loan is less than 1 million Baht
Insurance
Year 1 MLR-5.65%
Year 2 MLR-1.75%
Year 3 MLR-1.50%
Thereafter MLR-1.50%
Loan is less than 1 million Baht
No Insurance
Year 1 MLR-5.15%
Year 2 MLR-1.50%
Year 3 MLR-1.50%
Thereafter MLR-1.50%
Average interest for 3 year = 4.88%
MLR = 7.75 %
Government Savings Bank
(95% of Cost Estimate)
Type 1
Year 1 Stable = 1.25%
Year 2 = MLR-2.00% (=5.25%)
thereafter MLR-1.0%(throughout the contract.) (=6.75%)
Type 2
Year 1-3 Stable = 3.45%
thereafter MLR-0.5%(throughout the contract.) (=6.75%)
MLR = 7.25%
Starndard Chartered
(90% of Cost Estimate)
Insurance+Free Mortgage Cost
Month 1-6 Constant 0.00%
Month 7-12 Constant 3.00%
Year 2-3 = MHR - 1.10%
Year 4 and after = MHR-1.50 per year
Insurance
Month 1-12 MHR-3.70%
Year 2 MHR-3.40%
Year 3 and after = MHR-2.00%
No Insurance (type1)
Month 1-6 Constant 0.00%
Month 7-12 Constant 3.00%
Year 2 and after = MHR-1.50 per year
No Insurance (type2)
Year 1-2 = MHR-3.40%
Year 3 and after = MHR-2.00 per year
MHR = 7.81%
ธนชาติ
interest rate 0% for 10 month
Type 1 Insurance and Signing contract within 7 workdays :
Month 1-10 = 0.00%
Month 11-12 MLR-0.50% (=7.125)
Year 2 MLR-1.75% (=5.857)
Year 3 MLR-1.25% (=6.375)
Year 4-9 MLR-1.50% (=6.125%)
Year 10 and later MLR-2.00% (=5.625)
Type 2 No Insurance and Signing contract within 7 workdays :
Month 1-10 = 0.00%
Month 11-12 MLR-0.50% (=7.125)
Year 2 MLR-1.25% (=6.375)
Year 3 MLR-1.25% (=6.375)
Year 4-9 MLR-1.50% (=6.125%)
Year 10 and later MLR-2.00% (=5.625)
stable interest rate
Type 1 Insurance and Signing contract within 7 workdays :
Year 1 = 0.75%
Year 2 and later MLR-1.50% (=6.125)
Type 2 Insurance or Signing contract within 7 workdays :
Year 1 = 1.00%
Year 2 and later MLR-1.50% (=6.125)
Type 3 : No Insurance and Signing contract within 7 workdays
Year 1 = 1.25%
Year 2 and later MLR-1.50% (=6.125)
ทางเลือกอัตราดอกเบี้ย แบบคงที่
แบบที่ 1 : ทำประกันและเซ็นสัญญาภายใน 7 วัน
ปีที่ 1 = 0.75%
ปีที่ 2 เป็นต้นไป MLR-1.50% (=6.125)
แบบที่ 2 : ทำประกันหรือเซ็นสัญญาภายใน 7 วัน
ปีที่ 1 = 1.00%
ปีที่ 2 เป็นต้นไป MLR-1.50% (=6.125)
แบบที่ 3 : ไม่ทำประกันและไม่เซ็นสัญญาภายใน 7 วัน
ปีที่ 1 = 1.25%
ปีที่ 2 เป็นต้นไป MLR-1.50% (=6.125)
MLR = 7.625 %
LH Bank
Condo 95%
Single Detached House 100%
Insurance
Type 1 :
Month 1-9 = Stable 1.090%
Month 10-12 = MLR-2.30%
Year 2-3 = MLR-1.50%
Thereafter = MLR-1.00%
Type 2 :
Month 1-12 = Stable 3.60%
Year 2 = Stable 4.00%
Yea 3-4 = MLR-1.00%
No Insurance
Type 3 :
Month 1-9 = Stable 1.490%
Month 10-12 = MLR-1.90%
Year 2-3 = MLR-1.50%
Thereafter = MLR-1.00%
Type 4 :
Month 1-12 = Stable 4.00%
Year 2 = Stable 4.00%
Year 3-4 = MLR-1.00%
MLR 7.375%
Thai Credit Retail Bank Public Company Limited
100% appraised value
Minimum 100,000 and Maximum not over 7,500,000 Baht
Year 1 MRR-4.00% (=5.20%)
Year 2 MRR-3.00% (=6.20%)
Year 3 MRR-1.75% (=7.45%)
Year 4 and later MRR-1.25% (7.95%)
MLR = 9.20 %
Single-Detached House
For loan less than 3.0 million Baht
Type 1 : (Insurance full amount ,do not lower 5 years, and sign promise within 7 days.)
Stable Interest :
Year 1 = 0.75%
Floating Interest :
Month 1-3 = 0.00%
Month 4-12 = MLR-5.875%
Thereafter MLR-0.75%
Type 2 : (Insurance full amount ,do not lower 5 years, or sign promise within 7 days.)
Stable Interest :
Year 1 = 1.00%
Floating Interest :
Month 1-3 = 0.00%
Month 4-12 = MLR-5.50%
Thereafter MLR-0.75%
Type 3 : (No Insurance)
Stable Interest :
ปีที่ 1 = 1.25%
Floating Interest :
Month 1-3 = 0.00%
Month 4-12 = MLR-5.25%
Thereafter MLR-0.75%
For loan over 3.00 million Baht
Type 1 : (Insurance full amount ,do not lower 5 years, and sign promise within 7 days.)
Stable Interest :
Year 1 = 0.75%
Floating Interest :
Month 1-3 = 0.00%
Month 4-12 = MLR-5.875%
Thereafter MLR-0.75%
Type 2 : (Insurance full amount ,do not lower 5 years, or sign promise within 7 days.)
Stable Interest :
Year 1 = 1.00%
Floating Interest :
Month 1-3 = 0.00%
Month 4-12 = MLR-5.50%
Thereafter MLR-0.75%
Type 3 : (No Insurance)
Stable Interest :
ปีที่ 1 = 1.25%
Floating Interest :
Month 1-3 = 0.00%
Month 4-12 = MLR-5.25%
Thereafter MLR-0.75%
MLR = 7.125%
Government Housing Bank
Special Floating Interest Rate
ํำYear 1-2 MRR-2.00% (=5.25)
Year 3 MRR-1.00% (=6.25)
Year 4 and later MRR-0.50% (=6.75)
Personnel Government Sector Credit (government servant ,State Enterprises an officer of the state) and Company Private Welfare (company where have the agreement and the bank)
Month 1-6 = 0%
Month 7-24 = MRR-2.00% (=5.25)
Year 3 and later MRR-1.00% (= 6.25)
MRR = 7.25%
Secondary Mortgage Corporation
Type 1
Year 1-2 = 4.99%
Year 3 and after that MRR-1.00% (=6.75)
Type 2
Year 1-3 = 5.55%
Year 4 and after that MRR-1.00% (=6.75)
MRR = 7.75%
