- Mortgage
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Check Interest Rates
Pruksa Realestate Co.,Ltd. facilitates customers-to-be in every projects such as Pruksa Home, Pruksa Village and Passorn Project by being intemediary in connection with the banks like Siam Commercial Bank, Bangkok Bank or Government Housing Bank.
We will provide any documents and certifications required. Also, we are willing to give you advices about loan at our company's head office in our office hours.
Last Update 10.08.2010
Bangkok Bank
100% of selling price
Insurance and Signing contract within 7 workdays
Type 1 : 1 Years standing = 0.50%
Type 2 : 2 Years standing
Year 1 Standing = 2.75 %
Year 2 Standing = 3.25 %
Type 3 : Drifting Interest Rate
MLR-4.75% = 1.125%
Type 4 : Drifting Interest Rate
Year 1 =MLR-2.75 %=3.125%
Year 2 =MLR-2.25 %=3.625%
After that MLR - 1.00%
Insurance or Signing contract within 7 workdays
Type 1 : 1 Years standing = 0.75%
Type 2 : 2 Years standing
Year 1 Standing = 3.00 %
Year 2 Standing = 3.25 %
Type 3 : Drifting Interest Rate
MLR-4.50% = 1.375%
Type 4 : Drifting Interest Rate
Year 1 =MLR-2.50 %=3.375%
Year 2 =MLR-2.25 %=3.625%
After that MLR - 1.00%
No Insurance and Signing contract within 7 workdays
Type 1 : 1 Years standing = 1.00%
Type 2 : 2 Years standing
Year 1 Standing = 3.25 %
Year 2 Standing = 3.25 %
Type 3 : Drifting Interest Rate
MLR-4.25% = 1.625%
Type 4 : Drifting Interest Rate
Year 1 =MLR-2.25 %=3.625%
Year 2 =MLR-2.25 %=3.625%
After that MLR - 1.00%
MLR = 6.00 %
Siam Commercial Bank
95% appraised value
Townhouse / Twin House
For Buy Insurance, The Sum insured 80% minimums s of loan, The period of time doesn't lower 10 years or sign contact in 7 workdays
For Townhouse Over 1 million baht
First Year = 0.50%
After that MRR-1.45% (5.05%)
For Townhouse lower 1 million baht
First Year = 0.50%
After that MRR-1.45% (5.05%)
Single-Detached House and Condominium (IVY, THE SEED) Projects
For Buy Insurance, The Sum insured 80% minimums s of loan, The period of time doesn't lower 10 years or sign contact in 7 workdays
First Year = 0.50%
After that MRR-1.60% (4.90%)
Townhouse / Twin House
For Buy Insurance, The Sum insured 50% minimums s of loan, The period of time doesn't lower 10 years or sign contact in 7 workdays
For Townhouse Over 1 million baht
First Year = 0.75%
After that MRR-1.25% (5.25%)
For Townhouse lower 1 million baht
First Year = 1.75%
After that MRR-1.25% (5.25%)
Single-Detached House and Condominium (IVY, THE SEED) Projects
For Buy Insurance, The Sum insured 80% minimums s of loan, The period of time doesn't lower 10 years or sign contact in 7 workdays
First Year = 0.50%
After that MRR-1.60% (4.90%)
Single-Detached House and Condominium (IVY, THE SEED) Projects
First Year = 1.25%
After That MRR-1.60% (4.90%)
For Townhouse Over 1 million baht
First Year =1.00%
After that MRR-1.25% (5.25%)
MRR = 6.50%
Bank of Ayudhya Public Company Limited
include GE Money (100% of appraised value )
Credit Limited more than 1.0 MB
Type 1 :
Year 1 = 2.50%
After that MLR - 1.00%
Type 2 :
Month 1-6 = 0%
Month 7-12 MLR -3.50%
After that MLR -1.25%
Type 3 :
Year 1-2 MLR -3.25%
After that MLR -1.25%
Type 4 :
MLR - 1.00% for all lifetime of contact
MLR = 6.375 %
Kasikornthai
(100% of Bid/Offer Price)
Type 1 :
1 Years standing = 1.25 %
After that MLR-1.00 %
Type 2 :
1-2 Years standing = 3.25 %
After that MLR-1.00 %
Type 3 :
1-3 Years standing = 4.00 %
After that MLR-1.00 %
Type 4 :
Drifting Interest Rate Year 1 MLR-3.75%
After that MLR-1.00 %
Type 5 :
Drifting Interest Rate Year 1-2 MLR-1.75%
After that MLR-1.00 %
Type 6 :
Drifting Interest Rate Year 1-3 MLR-1.25%
After that MLR-1.00 %
Speacial !!! For Insurance
Type 7 :
Month 1-6 = 0%
Month 7-12 = 2.00%
After that MLR - 1.00 %
Type 8 :
1 Years standing = 0%
Year 2-3 MLR-2.00%
After that MLR-1.00 %
MLR = 6.00%
SIAM CITY BANK
(Single-detached house, Condominium 95% Bid/Offer Price)
(Townhouse 95% Bid/Offer Price)
Credit Limited more than 1 MB
Type 1 :
Year 1 = 1.00 %
After that MLR-1.25%
(For Insurance year 1 = 0.50%)
Type 2 :
Year 1 = 1.50%
Year 2 = 4.75%
After that MLR-1.25%
(For Insurance year 1 = 1.00%)
Type 3 :
Year 1-2 MLR-3.25 %
After that MLR-1.25%
(For Insurance year 1 =
MLR-3.75 %)
Credit Limited less than 1 MB
Type 1 :
Year 1 = 1.75 %
Year 2 = 5.00 %
After That MLR-1.00%
Type 2 :
Year 1-2 MLR-3.00 %
After That MLR-1.00%
MLR = 6.375%
UOB
(95% Bid/Offer Price)
Standing Interest Rate for 1 Year
Buying Insurance
Year 1 = 1.25%
Year 2-3 = MLR-1.75%
Year 4 = MLR-1.25%
No Buying Insurance
Year 1 = 1.50%
Year 2-3 = MLR-1.75%
Year 4 = MLR-1.25%
Drifting Interest Rate for 1 Year
Buying Insurance
Year 1-2 = MLR-4.00%
After that MLR-1.25%
No Buying Insurance
Year 1-2 = MLR-3.75%
After that MLR-1.25%
Drifting Interest Rate for 3 Year
Buying Insurance
Year 1-3 = MLR-3.15%
After that MLR-1.25%
No Buying Insurance
Year 1-3 = MLR-2.90%
After that MLR-1.25%
MLR = 6.85 %
TMB Bank
(100% Bid/Offer Price/appraised value)
No Buying Insurance
Type 1 :
Month 1-3 of Year 1-5 Standing 0% per year
Month 4-12 of Year 1 MLR per year
Month 4-12 of Year 2-5 MLR per year
Year 6 and after all MLR per year
Type 2 :
Month 1-3 of year 1-5 MLR 6.25% per year
Month 4-12 of year 1 MLR-1.00% per year
Month 4-12 of year 2-5 MLR -1.00% per year
Year 6 and after all MLR -1.00% per year
Buying Insurance
Type 1 :
Month 1-3 of Year 1-5 Standing 0% per year
Month 4-12 of Year 1 MLR-0.25% per year
Month 4-12 of Year 2-5 MLR per year
Year 6 and after all MLR per year
Type 2 :
Month 1-3 of year 1-5 MLR 6.25% per year
Month 4-12 of year 1 MLR-1.25% per year
Month 4-12 of year 2-5 MLR -1.00% per year
Year 6 and after all MLR -1.00% per year
MLR = 6.375 %
CIMB THAI Bank
(Single-detached house, Condominium 100% appraised value but over 100% Bid/Offer Price)
(Townhouse 95% Bid/Offer Price)
Insurance
Year 1 = 1.25 %
Tear 2 MLR - 2 % = 4.50%
Year 3 MLR - 1.50 % = 5.00%
No Insurance
Year 1 = 1.50 %
Tear 2 MLR - 2 % = 4.50%
Year 3 MLR - 1.50 % = 5.00%
MLR = 6.50 %
Government Savings Bank
(95% appraised value)
Type 1 :
Year 1 = 2%
Year 2 = MLR -2%
After That MLR-1% (until end of contract)
Type 2 :
Year 1 = 1.25%
Year 2 = MLR-2%
After That MLR-0.50% (until end of contract)
MLR = 5.85%
Starndard Chartered
90% appraised value
Type 1
Month 1 - 6 = 0.00 %
Month 7 - 12 Standing = 2.00%
Year 2-3 = MHR-1.11%
after that = MHR-1.46% per year
Type 2
Month 1 - 6 = 0.00 %
Month 7 - 12 Standing = 2.00 %
after that = MHR-1.36%
(For Insurance Month 7-12 Standing = 1.75 %)
Type 3
Year 1-2 = MHR - 3.11 %
After that = MHR - 1.61 %
(For Insurance Year 1 Standing = 3.36 %)
MHR = 6.11%
Thanachart ( 95% of appraised value )
95% of appraised value
year 1 = 1.25%
year 2 MLR = 1.50%
3 Year up = MLR - 1.00%
MLR = 6.375 %
LH Bank
Condo 95%
Single Detached House 100%
No Buying Insurance
Year 1 Month 1-6 Standing 0% ตper year
Month 7-12 = MLR 3.50% per year
After that = MLR-1.00% per year
Buying Insurance
Year 1 Month 1-6 Standing 0% ตper year
Month 7-12 = MLR 4.25% per year
After that = MLR-1.00% per year
MLR 6.12%
Thai Credit Retail Bank Public Company Limited
(100% appraised value)
Type 1 General Minor Customer
Year 1 MRR - 4.50 % (3.65%)
Year 2 MRR - 3.25 % (4.90%)
Year 3 MRR - 2.00 % (6.15%)
Year 4 and after MRR - 1.50 % (6.65%)
Type 2 Specific Minor Customer
Year 1 MRR - 3.00 % (5.15%)
Year 2 MRR - 2.00 % (6.15%)
Year 3 MRR - 1.00 % (7.15%)
Year 4 and after MRR - 1.50 %(6.65%)
Type 3 Specific Minor Customer Criterion 1
Year 1 MRR - 0.50 % (7.65%)
Year 2 MRR - 0.75 % (7.40%)
Year 3 MRR - 1.00 % (7.15%)Year 4 and after MRR - 1.50 %(6.65%)
Type 3 Specific Minor Customer Criterion 2
Year 1 MRR per year (8.15%)
Year 2 MRR - 0.75% per year (7.40%)
Year 3 MRR - 1.00% per year (7.15%)
Year 4 and after MRR - 1.50 %(6.65%)
MRR = 8.15 %
Single-Detached House
(95% appraised value)
Type 1
First Year Standing = 1.75%
After that MLR-0.75%
(For a customer who do the insurance policy protects the financial amount , MRTA , )
Type 2
First Year Standing = 2.00%
After that MLR-0.75%
Type 3
Month 1 - 3 Standing = 0.00%
Month 4 - 12 Standing = MLR-3%
After that MLR-0.75%
Special interest rate for government officer and permanent employee who receive salary via KrungThai Bank
First Year Standing = 1.25%
After that MLR-0.75%
MLR = 5.875 %
Government Housing Bank
95%ของราคาซื้อขาย
For FAST TRACK
100% For welfare customer and Government Pension Fund
For minor customer in FAST TRACK project
Year 1-2 = MRR-2.00%
Year 3 = MRR-1.00%
Year 4 and after that
welfare = MRR-1.00%
minor = MRR-0.50%
Government
Month 1-6 = 0 .00%
Month 7-12 = MRR-2.50%
Year 2-3 = MRR-2.00%
Year 4 and after that MRR-1.00%
MRR = 6.50 %
